Loosid is a unique dating app designed specifically for sober singles committed to their personal recovery goals. They might be trying to find love or romance with singles who won’t act as a stumbling block, or they may be looking to foster meaningful connections within a sober lifestyle community. This makes Loosid an excellent fit for sober singles with these relationship goals in mind. Loosid Community is the friendship side of the app, while Loosid Dating focuses on dates and romantic connections. You can find friendships or accountability partners as easily as securing dates, finding true love, or meeting a potential spouse.
Loosid’s core mission is to help sober people connect romantically and socially and provide recovery support. Its safe online space lets you find a wide range of relationship possibilities, and most people registered with the app abstain from drinking alcohol. Anyone can join Loosid, so long as they’re 18 or older.
Is Loosid the best choice for sober singles looking for love and friendship, or are there better options out there?
Our Loosid review will cover the key findings we discovered during our weeks of testing the app. We’ll highlight the main things you need to know, such as the overall user experience, the features and perks you enjoy as a premium member, subscription prices, comparison to other dating apps, and much more. Keep reading to discover if the Loosid dating app is the right fit for your online dating goals and personal recovery values.
- What is Loosid?
- Key Features of Loosid
- User Experience and Interface
- Pricing and Membership Options
- Pros and Cons
- Competitor Comparison
- Who Should Use Loosid?
- Final Thoughts
- Frequently Ask Questions
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What Is Loosid?
Loosid was founded in 2018. It’s a dating app that caters to sober singles looking to date men or women who are also recovering from alcoholism or people who generally abstain from using alcohol (teetotalers). The idea is for sober singles to meet people with like-minded lifestyles and goals where they don’t have to have an awkward conversation about abstaining from alcohol.
What Sets Loosid Apart?
Nothing is more awkward or presents more of a temptation to someone who is practicing sobriety than meeting someone on a dating app who is unaware of their recovery journey and suggests a first meetup or date where alcohol is involved. Loosid was designed to have a platform where everyone is on the same page—anyone using Loosid knows what the deal is. Nearly everyone signed up knows better than to introduce alcohol into the online dating encounters that come from using the app!
Target Audience
The Loosid dating app isn’t for everyone. Unless you’re aware of this dating app’s premise and you’re okay with meeting people who have heavily incorporated sobriety into their lifestyle (and respect their decisions not to drink), the ideal candidates for using the Loosid dating app include:
- Sober singles
- Individuals in recovery
- People who prioritize sobriety in their lifestyle
- Teetotalers
Those using Loosid are interested in successfully continuing their recovery journey but aren’t typically interested in encountering any stumbling blocks. What this means is that people who haven’t struggled with alcoholism in the past or aren’t currently in a recovery program should only ever use Loosid if they are willing to not present any temptations to those they date. All Loosid members should, ideally, be teetotalers.
Platform Availability
The informational website for Loosid is https://loosidapp.com. This will tell you everything you need to know about the available platforms. Loosid is a dating app available only at Google Play and the App Store. Though you can learn about Loosid’s business through the website, it doesn’t offer a dating platform via your desktop computer. You’ll find links to Google Play or the App Store on the site, and they will encourage you to download these apps if you want to find love, dates, or romance with sober singles using Loosid.
Something important to note about Loosid is that the app has two different sides: Community and Dating. The Loosid Community allows you to form friendships and other important connections to gain support in your recovery process, while Lucid Dating is strictly for romantic relationships.
Community and Dating are separate apps. Users must download both to their phone or tablet, but once the downloads are done, they can switch back and forth between the two on the same screen. If the top of your screen says “Loosid Community,” click on the dropdown arrow, and “Loosid Dating” will appear. There’s no need to select the other app via your homepage icons.
Key Features
There are several reasons why Loosid is a great dating app for men and women who maintain a sober lifestyle and stay committed to their personal recovery goals. Not only is there a focus on romantic connections and relationships, but Loosid is also designed to foster friendship and community connections between sober singles! Our first point below will briefly cover the dating aspect of Loosid, and the next three points will refer specifically to the Community side of the Loosid app.
Sober Dating
Because most people using Loosid are there for sober dating experiences, anyone using the app never has to go through the awkward process of explaining their sobriety to anyone. The niche nature of this platform allows all users to know exactly what to expect from the relationships and dating experiences they find here. This makes Loosid an excellent platform for sober singles—everyone is on the same page!
Community Aspect
Loosid has a dynamic community for people in recovery or seeking sober experiences. There are 230,000 active members engaged on this side of the app every week! The helpful Community Chat feature allows Loosid members to share sobriety tips or strategies, engage with like-minded peers, or post photos to keep their friends in the loop.
Sober Events & Travel
Under the Loosid Boozeless Guides menu are unique sober events and travel planning features where users can join sober-friendly activities and trips. Loosid users can access thousands of virtual or live events, as well as sober travel or restaurant options with alcohol-free drinks.
Recovery Support
For additional recovery support within the Loosid Community, there are Recovery Voices, where members view conversations about addiction and recovery from field experts to get encouragement or learn new tools for dealing with their struggles. There are also a plethora of great sober tools.Those using Loosid can access professional help guides and the Sobriety Counter, where they can meet with a Sobriety and Addiction Mentor (SAM).
Mention the recovery support resources Loosid provides, such as guides and groups for maintaining sobriety.
Safety & Privacy Features
Whether you’re using Loosid Community or Loosid Dating, the app has several modern safety and privacy protocols for onboarding members signing up for a new account and for regular customers who use the app week in and week out to find love, dates, or support from their peers.
- Encrypted Connection: To keep their members’ private data and personal information secure, Loosid used a highly encrypted connection that arranges members’ data into scrambled characters if hackers disrupt the connection between the app and the user. Encryption ensures that private data can never be viewed or shared outside Loosid and its members.
- Verification Process: New members can begin their new Loosid account using a Google account, Facebook account, or their personal phone numbers. Loosid will also ask for your device’s current location so they can accurately determine where you’re using the app. You must also include your date of birth to prove that you’re old enough to use the platform.
- Reporting System: Loosid Dating allows its members to block or report members misbehaving or acting suspiciously on the app. This tool has been pivotal in keeping fake profiles and scam accounts at bay on Loosid. The membership base and Loosid community do much of the legwork of keeping dating clean and free from fraudulent accounts.
User Experience
Loosid is a relatively easy dating app to figure out how it works and where the primary features and functions are located within the platform and design. Once you’ve downloaded both the Community app and the Dating app, you can transfer between the two seamlessly by tapping on the dropdown arrow at the top of the screen where the “Community” or “Dating” logo is located.
We’ll also review the signup process, matching algorithm, communication tools, and user interface to give you a general idea of the user experience you can expect with the Loosid app.
Signup Process
In preparation for our Loosid review, we signed up for a new account, downloaded the Community and Dating apps, and developed our Loosid profile. The onboarding and signup process, including creating a well-developed profile, only took around ten minutes to complete. There are many steps you can skip and address later, so if you do that, the signup process might only take around five minutes of your time.
Follow these steps to get your new account set up at Loosid Dating:
- Download both Loosid Dating and Loosid Community.
- Log in using your Google or Facebook account or your personal phone number. At Loosid, you never have to create a username or password. You always log in using Facebook, Google, or your phone.
- Enter your name, location, and age.
- Begin working on your profile. Include as many profile photos as you’d like, enter your personal bio information, and complete the self-authored bio sections to flesh out your profile.
Interface & Design
The overall design and user experience with both Loosid Community and Dating feels like a modern dating experience. There are modern search filters that let you find matches based on location, gender, and age, plus your matches appear in a swiping queue, which enables you to filter through a large volume of possibilities in a short period. You can also send “flirts” or “superlikes” to the members that most interest you.
Let’s explore the options on the main menu at the bottom of your screen to show you how the app works:
- Date: This is where you can see everyone who appears in your swiping queue based on the search terms you entered.
- Matches: Any Loosid members you match with appear under this menu option. These are members with whom you can start a conversation because a mutual match was formed.
- Likes: Find out which members have liked you, and you can like them right back by putting them under your “Matches” tab. Liking members who also like you form a mutual match, and the messaging ability opens up.
- Me: To access your personal Loosid profile, click on “Me” to make edits to your profile, enter your search terms, and interact with other singles beyond messaging like sending “flirts” or “superlikes.”
How the menus and tabs are set up makes the overall navigation process short, sweet, and to the point. You won’t find many confusing aspects of the app’s navigation where you make big mistakes or become confused about where important features are located. One issue was seeing where the search filters were located—they are under the “Me” section under “Dating Preferences.”
Matching Algorithm
Because there’s such a heavy focus on sober dating and building a community of support through platonic connections, Loosid’s matching algorithm is basic compared to other dating apps. Search filters include only three parameters: gender, distance from your location, and age range. More or less, you must rely on the self-authored bio sections to learn more about the people you meet at Loosid.
One of the weaker points of the Loosid dating app is the lack of search filter options. However, because this is a smaller dating app and its reach is severely limited geographically, it makes sense for there to only be three search filter settings because you are already dealing with a limited dating pool. The connections are built more around sobriety and recovery than anything else, which has led to mixed reviews from current and former users.
Communication Tools
Loosid has several unique communication tools for members of the Community side of the app. While researching and testing Loosid, we found that this resulted in high user engagement within the online community.
- Community Chat: This feature appears on Loosid Community. It’s a safe place where sober singles can meet with other sober people via a communal group chat.
- Sobriety and Addiction Mentor (SAM): This communication tool helps Loosid members understand how their mood affects sobriety, build a daily foundation of actions to stay sober, pair their account to a treatment center or sponsor, receive a weekly summary of their sobriety journey, and create a sober network for support during recovery.
- Sobriety Help: This hotline, available at Loosid Community, lets you get additional support from other members in moments of temptation or testing. You could even be the one helping others using Sobriety Help.
Regarding Loosid Dating, the chat functions are relatively basic compared to other modern dating apps. You can only begin a chat with members you like and those who have liked you. Mutual matching is the key to getting the first conversation started, so it never hurts to like as many of your matches as possible. You can even look under the “Likes” tab to find members who have liked you—like them right back to establish a mutual connection and open up a line of communication!
Loosid Membership Options
There are several ways to get involved with the Loosid dating app, including three membership plans and a free membership, which allows you to enjoy a few benefits and perks without having to commit to a paid plan. This section of our Loosid review will cover the perks and benefits that come with the premium and free plans—find out which one is best for the dating experience you desire.
Free Version
Anyone who joins Loosid begins their experience as a free user. Newcomers can enjoy several perks that let them test out the app to see how the system works and which people are currently using Loosid to find love. After entering your location and setting up your basic search filters (gender, distance, and age range), you can view other singles’ profiles that adhere to these search parameters.
What else does the free version offer? You can enjoy the following perks without upgrading your free experience to a paid plan:
- Sign up for a new account
- Create a free profile
- Upload profile photos
- One SuperLike per week
- One profile boost per week
- One flirt per week
- One bookmark per week
Unfortunately, you cannot message any of the matches that appear in your search results. To form a meaningful connection or friendship, you must become a paid member, and you can start messaging anyone with whom you form a mutual match.
Premium Version
Loosid offers its prospective members three subscription options, all of which have the same perks and benefits but cover different lengths of time. These plans must be paid in full in one lump sum before you can start enjoying your subscription’s perks and benefits. As with many other dating apps, you can save some money by choosing the longer membership options due to the reduced monthly cost rate.
Membership Pricing
With Loosid’s membership plans, you cannot get a refund on your subscription unless there is a billing error or the app doesn’t function correctly due to gross negligence. Once you’ve paid for your membership plan, you generally cannot get a refund if you’re dissatisfied with the service, but you can cancel your subscription, and it will terminate at the end of the next billing cycle.
Features and Benefits
Not only can you enjoy many more SuperLikes, profile boosts, and bookmarks each week, but premium members can also see which other members like their profiles, making it easier to establish a mutual match and start the first conversation!
- 12 SuperLike Per Week: SuperLikes are reserved only for your favorite Loosid member. Sending a SuperLike shows someone you’re highly interested in getting to know and meeting with them.
- 12 Profile Boosts Per Week: Boost your profile for 24 hours or more to increase your visibility and exposure in other members’ searches.
- 12 Flirts Per Week: Show your interest in other members by sending flirts. They are similar to “likes” on other dating apps.
- 12 Bookmarks Per Week: Bookmarks will help you extend your connection with any members you’d like, so your limited response time doesn’t expire.
- See Which Members Like Your Profile: To establish a mutual match with someone else and open up an online conversation, you need to know which members have already liked you. Premium members are alerted as to which members like them—they appear under “Likes.” Once you like (or “flirt”) that member, they move over to the “Matches” section, and you can begin a conversation.
Free vs. Paid Versions Compared
The biggest reason to upgrade to Loosid’s premium membership is to find out if other members have liked your profile. It makes forming a mutual match and opening up a conversation much easier!
Benefits and Perks | Free Plan | Paid Plan |
---|---|---|
Know Which Members Like You | No | Yes |
SuperLikes Per Week | 1 | 12 |
Profile Boost Per Week | 1 | 12 |
Flirts Per Week | 1 | 12 |
Bookmarks Per Week | 1 | 12 |
In addition to knowing which members like you, you can get 11 extra flirts, SuperLikes, bookmarks, and weekly profile boosts!
Pros and Cons
Loosid is a niche dating app, and if you’re familiar with our dating platform reviews, you’ll know that most niche dating apps come with a fair share of upsides and downsides. While there are plenty of good reasons to join Loosid, there are several reasons to avoid the app and choose another platform. Check out the pros and cons of using Loosid—there’s an even mix of good and bad here, so we have mixed feelings about Loosabout.
Pros
- Strong Focus on Sobriety and Recovery: Nearly all people using Loosid are there to meet, date, or romance others who are committed to abstaining from alcohol. There are also a ton of great sobriety and recovery resources for app users, like the Boozeless Guides, a sobriety hotline, and multiple testimonials from people with fantastic turnaround stories.
- Find Many Different Relationships: Something notable about Loosid is that you have a good chance of finding a romantic and platonic connection. Yes, you can find dates, true love, and romance with someone special on the app, but many people have found support from a strong community of like-minded people. According to Loosid, 155,000+ friendships have come from the app since it opened its doors in 2018!
- Sober Events: Use Loosid’s sober grid feature to attend events and meetups with friends or your dates. This lets you further connect romantically or platonically with those you meet on Loosid in a temptation-free environment!
- Provides a Supportive Community: Loosid is mainly composed of teetotalers and singles who are currently recovering from alcohol addiction. Anyone is free to join this dating app as long as they’re 18, but most people who commit to a paid subscription plan join Loosid knowing that they want to find friends or relationships where alcohol doesn’t play a part whatsoever.
Cons
- Smaller User Base: Loosid is a niche dating app at its core, and as a result, there is a much smaller dating pool here than those found with platforms like Bumble, Tinder, or eHarmony. Loosid only has 190,000 active members using the dating side of the app, while 230,000 active members are using the community side. Sober singles could actually find more dating possibilities using a mainstream service, though they’d have to carefully filter their searches to find the right matches.
- Limited Geographical Coverage: One of the biggest things against Loosid is that it’s unavailable in some geographic regions due to a lack of interest or exposure. When we first signed up for a membership, there weren’t many matches in our area when we entered our device’s location. Over the next few weeks, more matches began to pour in and appear in our searches as more people started joining Loosid from the area. Loosid works best in cities, urban areas, and major suburbs, making it highly unavailable for people in the country.
- Pricier Membership Plans: Loosid is a pricier dating app offering only three plans. You must pay for your entire membership upfront before you can start using the plan—no payment plans are available either. You can enjoy some savings by going with longer memberships, which carry a reduced monthly cost rate, but Loosid is generally more expensive than dating apps with a mainstream appeal.
- No Desktop Version Available: Loosid can only be used as a mobile app. While there’s an informational website for Loosid outlining what it offers and how the business is set up, newcomers must download the app from Google Play or the App Store to begin dating or forming friendships. You can’t use the platform on your desktop computer.
- The Community and Dating Sides of Loosid Are Separate Apps: Loosid Community and Loosid Dating are separate apps. Once you’ve downloaded both, you can flip between both sides of the platform, which will take up extra space on your device.
Competitor Comparison
How does Loosid stack up against its primary competitor in the sober dating market, SoberGrid? And when is it best to choose a mainstream dating app before committing to Loosid? We will look at Loosid’s primary competitors, both niche and mainstream, to give you an idea of which platform could be the best for you to find sober singles or a support system of like-minded peers.
Comparison to Other Sober Dating Apps
SoberGrid is Loosid’s primary competitor in terms of niche sober dating apps that cater specifically to men and women who are currently practicing sobriety. SoberGrid and Loosid are two somewhat similar but very different dating and networking platforms that each bring something unique to the table. Let’s take a closer look at what sets these two players apart.
SoberGrid vs. Loosid
If you’re looking for a sobriety app that focuses more on building a robust and supportive network, SoberGrid might be your best choice. Whereas Loosid takes a more holistic approach, incorporating social, dating, and lifestyle under the umbrella of sobriety, SoberGrid connects people in recovery through a robust social networking platform. Its strength lies in its community-oriented approach, which connects nearby users on a similar sobriety journey.
SoberGrid views let you engage with sober people based on location, finding support close to home or on the go. Sober Grid offers peer support, where members can get good engagement or advice. There’s also 24/7 live peer coaching for more personalized support. Mood logging and daily check-ins allow the app to keep track of progress and help members stay consistently motivated.
Comparison to Mainstream Dating Apps
While Loosid helps its users circumvent awkward interactions with singles who might not be aware of their recovery, the app has a pretty limited dating pool of only 190,000 active members. Due to the app’s limited presence in some geographical regions, it’s not a viable option for a large swath of sober singles looking for dates, support, or a partner.
This is when we recommend choosing a mainstream dating app, which offers a much wider dating pool and significantly increases your potential prospects. Sure, you may encounter many singles who drink, but many of these apps let you filter your searches using terms like lifestyle choices and habits!
Tinder: Best for Casual Dating Overall
- Total Members: 8+ million (US)
- Gender Ratio: 61% men to 39% women
- Number of Countries Serviced: 190 countries
- Membership Pricing: $4.50/month (beginning rate)
- More Info: Tinder Review
eHarmony: Best for Finding a Spouse of Soulmate
- Total Members: 16+ million
- Gender Ratio: 48% men to 52% women
- Number of Countries Serviced: 200+ countries
- Membership Pricing: $35.90/month (beginning rate)
- More Info: eharmony Review
Bumble: Best Dating Pool for Casual Dating or Serious Relationships
- Total Members: 11 million (US)
- Gender Ratio: 57% men to 43% women
- Number of Countries Serviced: 190 countries
- Membership Pricing: $16.99/month (beginning rate)
- More Info: Bumble Review
Hinge: Best Dating Pool for Serious Relationships or Commitments
- Total Members: 500,000 (US)
- Gender Ratio: 55% men to 45% women
- Number of Countries Serviced: 25 countries
- Membership Pricing: $16.66/month (beginning rate)
- More Info: Hinge Review
Zoosk: Best for Find Casual or Serious Relationships Across the World
- Total Members: 40 million
- Gender Ratio: 48% men to 52% women
- Number of Countries Serviced: 80+ countries
- Membership Pricing: $10.00/month (beginning rate)
- More Info: Zoosk Review
Elite Singles: Best for Finding Educated, Career-Driven Singles
- Total Members: 2+ million
- Gender Ratio: 44% men to 56% women
- Number of Countries Serviced: 20+ countries
- Membership Pricing: $11.67/month (beginning rate)
- More Info: Elite Singles Review
Christian Mingle: Best for Christian Dating
- Total Members: 16+ million
- Gender Ratio: 44% men to 56% women
- Number of Countries Serviced: 7+ countries
- Membership Pricing: $14.99/month (beginning rate)
- More Info: Christian Mingle Review
SilverSingles: Best for Dating Singles Who are 50+
- Total Members: 800,000
- Gender Ratio: 53% men to 47% women
- Number of Countries Serviced: 6 countries
- Membership Pricing: $19.95/month (beginning rate)
- More Info: SilverSingles Review
As you can see, the membership numbers are much better using these mainstream dating apps, which means there’s a good likelihood of finding even more sober singles in your searches. Unfortunately, you might have to filter through your options. These mainstream apps can open up possibilities. Another tactic you could take using these platforms is to outline your recovery story in your profile bio and explain how important it is for you to find love or friendship with someone who doesn’t drink.
Who Should Use Loosid?
Being a dating app with a niche focus, Loosid isn’t the best choice for everyone. There’s a specific person that Loosid was designed for, and there are many types of people who shouldn’t be using the app due to the sensitive nature of recovery from alcoholism and other addictions. Loosid is best only for people who are on the wagon, though the user base isn’t 100% composed of sober singles.
There’s an ideal person who should be using the Loosid dating app—it’s the kind of people that the app was initially designed to help. Simply put, it’s for people who are on the wagon! And the fact of the matter is that most people on Loosid abstain from drinking alcohol, making it a top choice for many sober singles.
The Loosid Community and Dating apps are best for:
- Sober singles and teetotalers
- People who want to socialize in a sober environment
- Individuals in recovery
- People who prioritize sobriety in their lifestyle
- Those who are interested in dating sober or recovering people but aren’t going to present them with temptations or stumbling blocks.
You’re free to join either side of the Loosid app if you’re 18 or older. There aren’t any other restrictions involved with becoming a member. However, suppose you’re never struggled with alcoholism or other addictions. In that case, there’s no point in using Loosid Community because this app focuses on support for those in recovery. Suppose you’re interested in using Loosid Dating. In that case, we recommend being someone who practices sobriety so as not to make those in recovery stumble or become tempted to go back to their old lifestyle.
Who Might Want to Skip It
Plenty of people should skip over using Loosid and look into other dating apps. These include:
- Those living in rural areas or isolated regions where there are few members.
- Those looking for casual connections outside of the sober community.
- Those who don’t practice sobriety.
- Those looking for a wide range of dating prospects or friends.
Loosid isn’t the biggest or most widely available dating or networking site, so many people are much more suited to using mainstream dating apps to find singles who are interested in drinking. Dating platforms with a mainstream appeal also have much bigger dating pools and more robust search filters for finding all kinds of relationships.
Loosid—Your Perfect Choice for Sober Dating and Community
Loosid takes a holistic approach to sobriety, where they incorporate elements of dating, socializing, support, and accountability all into a single platform. After testing the app for a few weeks, we can confirm that it’s a good option for sober singles who want to find love, romance, or support through their recovery process. The dating pool is limited, and its geographical reach can hinder people living in rural areas. However, the community side of the app is ultimately better than the dating side. However, Loosid can work well for anyone who is in the process of recovery or is interested in sober activities or lifestyle, as well as people who are interested in sober singles (so long as they don’t present any temptations).
If you’re uncertain about Loosid, use the free membership to create a free profile, check out the Loosid Community, and try out the app to see how it works. You can even set up searches and view your matches to find out who’s using this sober dating and social app. Once it feels like a good fit, upgrade your free plan to premium to begin meeting and talking with other sober singles!
Frequently Asked Questions about Loosid
Let’s find out what many of our customers and readers have been asking us about sober dating using Loosid Community and Dating. If you’re interested in learning about the key ideas in our Loosid review, check out these FAQs, where we provide quick answers to the most common questions.
Can Non-Sober Individuals Use Loosid?
Technically, anyone can join as long as they’re over 18. However, this doesn’t mean that Loosid is the best dating app for you or that you’ll have any success finding love or dates. Regular members of Loosid appreciate dating those who aren’t going to present any obstacles in their personal recovery or sobriety goals. Anyone using Loosid should either be a teetotaler or make a concerted effort not to let the people they meet on the app fall off the wagon.
Is Loosid Only For People in Recovery?
Ideally, Loosid is for men and women who have struggled with alcoholism at one point or another and are in the process of recovering in an attempt to achieve a sober lifestyle. However, anyone can join the Loosid Community or Dating app, which isn’t ideal, but it does give people who haven’t struggled with addiction the chance to date or become friends with those who have gone through these issues.
How Does Loosid Ensure Safety for Its Users?
Loosid uses an encrypted connection to secure its users’ private data from outside forces. It also provides privacy controls, where users can report or block members who misbehave on the app or act suspiciously. Loosid also requires verification steps upon signup, such as location permissions and confirmation of each new user’s date of birth.
What Are the Benefits of Attending Sober Events Through Loosid?
Sober events with Loosid allow you to meet friends and potential love interests in an environment where there are no temptations to mess with your recovery and sober lifestyle. You can enjoy wildly entertaining events without alcohol and with people who lead sober lifestyles!
Is There a Loosid Premium Membership, and What Does It Include?
Loosid Dating has three membership plans. Paid members can message their mutual matches, see which members have liked their profile, and get twelve SuperLikes, profile boosts, flirts, and bookmarks each week! You can join for one month for $19.99, three months for $44.99, and twelve months for $119.99. All subscription costs must be paid in one lump sum ahead of time before using the plan.